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Union Central Life Insurance Company was founded in Cincinnati, Ohio in 1867. It was established as a mutual insurance company.

In 2005, it formed a mutual insurance holding company the Union Central Mutual Holding Company and converted the life insurance company to a stock company. On January 1, 2006 that holding company merged with the Ameritas Acacia Mutual Insurance Holding Company to form the UNIFI Mutual Holding Company.

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